Accountability
Open books. Elected committees. AGM votes. One member, one vote at every governance moment.
NUTOFA SACCO LTD is a member-owned savings and credit cooperative based in Gulu, registered under Uganda's Co-operative Societies Act in 2022.
Members are tractor owners, operators, mechanics, dealers and the smallholder farming households who depend on them, across Acholi, Lango, Karamoja and West Nile.
To promote unity, savings, members' support and shared socio-economic development projects that promote usage of farm mechanization by empowering members through trainings, education and wise investment.
To generate and disseminate agricultural mechanization knowledge, technologies and innovations for increased productivity, and be among the best managed SACCOs in Uganda.
To empower members to generate wealth by saving labour costs and having effective linkages to mechanization financial services in Northern Uganda.
Tractor owners, operators, mechanics, dealers and farming households adopt the founding constitution at a meeting in Gulu.
NUTOFA SACCO LTD is granted Certificate of Registration No. 12109/RCS, a member-owned cooperative under Uganda law.
Through farmer-group consolidation across Acholi and Lango, paid-up membership crosses the first thousand.
The cooperative receives 10 acres in Amuru District and approves a multi-year service centre plan: tractors, threshing, drying, storage.
Members and partners run together in Gulu, raising the cooperative's maternal-health support fund.
A 6.5 % dividend declared on member savings, with the Lakang 2024–2028 plan formally adopted by the membership.
Open books. Elected committees. AGM votes. One member, one vote at every governance moment.
A monthly savings habit. We show up: for our savings, our loans, our trainings, and each other.
A woman's twenty thousand shillings carries the same weight at this table as anyone else's.
Loan ceilings and dues are published. No hidden fees. The ledger is read at every AGM.
Every guarantor is a member, not a stranger. We vouch for each other, season after season.
The Chairman and Manager carry the cooperative's public contact lines. For other committee roles, reach the secretariat first.
Leads the Management Committee. Public point of contact for the cooperative.
+256 772 793 198Runs day-to-day operations and member services from the head office in Gulu.
+256 702 938 786Five elected members hold portfolios alongside the Chairman and Manager. The five carry the day-to-day work of running the cooperative on members' behalf.
Oversight, vetting, investments, and loans — each held by a separate, elected committee that reports back to the Management Committee and the AGM.
Independent oversight on books, governance and compliance.
Reviews applications for membership and committee office.
Approves placements and strategic investments by the SACCO.
Reviews and approves member loan applications.
Issued for the 2026 financial year by the Ministry of Finance, Planning and Economic Development under the Tier 4 Microfinance Institutions and Money Lenders (Amendment) Act, CAP (61). Valid 30 Jan 2026 – 31 Dec 2026. Cooperative registration C/S No. 12109/RCS.
We are still building. Come help us hold the line.